Business Loans

Not every business owner is ready to sell today — and that’s perfectly fine. Sometimes, the best next step isn’t selling your business, but positioning it for greater growth and value. Whether you’re planning to sell in the near future or simply want to improve cash flow and operations, the right financing can make all the difference.

Partner With Us. Help Business

Owners. Earn Referral Fees.

A Business Scout connects us with owners ready to grow or exit. You don’t close deals — you refer, and we do the rest. If we close, you earn ~1% of the sale price.

Programs

We offer a wide variety of lending options for businesses and real estate investors. With over twenty years of experience in the finance industry, you can feel confident in our expertise to find the right solution for you.

Quick Cash Advance

• Credit Score: 475 or greater

• 24-48-hour funding available

• Tax liens and bankruptcies ok

• Credit card factoring/Ach factoring accepted

• Time in Business: Minimum one month

• Monthly Deposit Minimum: $4,000 per month average

• Approval Range: $2,600-$2,000,000

• NSF’s allowed

• Multiple positions up to 5 allowed

• Most industries accepted

• Approval Term: Up to 90 days to 18 months

• Rates: 1.15 to 1.55

• Basic Contract Request Documents needed: Driver's License & Voided Check

Apply Today

SBA Loans and Term Loans

• Loan Size: $350,000 - $5 Million

• All Industries Eligible Under SBA

• Special Use Properties.

• Ground-Up Construction.

• Business Acquisitions.

• Owner-Occupied Commercial Real Estate. (51%)

• Franchises.

• Start-Up’s.

• Non-RE Transactions

• Unsecured.

• Term – 10 years (no prepay penalty)

• Rate – WSJP + 2.75% (2%-5% Origination Fee)

Apply Today

Triumph Solutions Case Study

We had a client with a business in California. His credit score was in the 500s. He contacted Triumph Solutions because he owed the IRS $75,000 and didn't have the funds to pay.

Triumph Solutions first helped him add 2 authorized users with higher credit to his cards and put him in a credit repair program.

But he still needed to pay the IRS within 5 days - he didn't have time to wait until his credit was improved. So, based on his monthly bank balance, Triumph Solutions got him approved for a $115,000, 13 month term loan with weekly payments. Is this the preferred loan vehicle? No. But sometimes, it is the best short-term solution.

A few months later, his credit had improved enough for us to help him apply for an SBA term loan. He was approved for $200,000, 10 year term. He used that to pay off the first loan. His payments dropped from $2,400/week to $3,200/mo.

With a significantly lower debt payment, he now qualified for another $500,000 SBA loan. which he can either use to pay off the first loan or not.

The point? There is good debt and bad debt. Bad debt is the kind that gets you short-term benefit with no financial return. Good debt can help you escape a financial quagmire while at the same time growing your business faster. It's an investment, if handled wisely.

Let the experts at Triumph Solutions help you today.